Waiting for an insurance payout can be frustrating. You most likely have bills to pay and are wondering how long you will have to wait for it to arrive. Read More...

Hail storms cause $1 billion in annual damage to crops and property, and this number seems to rise every year. When the sky clears, hundreds of homeowners and business owners with severely damaged property. As a result, they're forced to deal with the unexpected cost of repair. Read More...

Property damage can come from many sources. Hailstorms, wind storms, fire, or flood. What should you do if it happens to your home or business? It all begins with filing a property damage claim. Read More...

Insurance companies are not required to pay every claim made. However, they must act in good faith to investigate claims, make timely decisions, and pay legitimate claims with a reasonable settlement. If an insurer fails to do any of these things, it is acting in bad faith. Read More...

Insurance jargon can be confusing for most laymen. Because of this, many people may be unfairly treated by their insurance companies and may not get just claim payouts. While this may be common, it doesn't mean it is right. We've collected some information to help you better understand your rights as a first party insurance claimant, and what recourse you have against an insurance company. Read More...

Spring storms, especially in the Texas Panhandle, sometimes bring hail damage. Large hail can break glass, damage roofs, dent siding and kill plants. And it can all happen in a matter of minutes. So what do you do when it is your home, office building, your car or your crops that are damaged and lost due to this severe climatic condition? Read More...

Insects, drought and hail – three things that can destroy a harvest faster than most farmers ever want to discover. That's why prudent farmers carry either crop-hail or multiple peril crop insurance. These help protect you should the worst happen. However, even with a policy protecting your fields, there's no guarantee the insurance company will expedite your payout. For that reason, you should follow these tips that will help your insurance company process your claim as quickly as possible. Read More...

Insurance claims can come from two directions. They can come directly from the person or business who has purchased the policy from the insurance company. Claims can also come from someone whose name is not on the policy. The differences between these two help define what a "first party" insurance claim is. Read More...

An insurance policy is a contract between two parties: you and the insurance company. Both of you have obligations that are laid out in the insurance policy. While many insurers often act like they can do what they want when it comes to paying claims, insurance companies still have contractual obligations laid out in the policy. Read More...

If your insurance company denies your claim after a wildfire, they may be acting in bad faith. The key to handling this situation is to proceed in a calm and rational manner. Use the following steps as a guide. Read More...