When an insurance company denies your claim for property damage or medical bills, you can’t pay for the repair or care you need. Attorneys Ben Doyle and Daren Brown provide representation in first party insurance claim suits related to storm damage and denial of insurance benefits.
Areas of first party insurance claims
Whether your house or business has been damaged by a storm or you have been injured in a car wreck, you are entitled to what your policy states when filing a claim.
Storm damage (hail, wind, flood)
In the event of a natural disaster, your property may end up damaged. It’s likely that you would also file a claim for the damages. Even though you pay for your homeowner’s insurance, there is a chance that they will underpay or deny your claim completely. They may say that the property isn’t worth as much as your claim indicates among other excuses.
Denial of insurance benefits (health, life)
If you have paid for your insurance, it makes sense to believe that you are covered in the event of making a claim. However, it doesn’t always work out like this. Insurance companies are for-profit entities and it works in their favor to avoid a payout when possible. There are many reasons they can give you for denying your claim including:
When you feel like you have been denied for your claim incorrectly, you need to take immediate action. If you wait too long, you may be accused of insurance fraud or miss a deadline.
- A pre-existing medical condition
- An accident being unavoidable
- Inadequate treatment at the time of injury
When you feel like you have been denied for your claim incorrectly, you need to take immediate action. If you wait too long, you may be accused of insurance fraud or miss a deadline.
How do you know the insurance company acted in bad faith?
A few of the things that attorneys look for when determining an insurance company acted in bad faith include denying or underpaying valid claims. These companies may also act in bad faith by not performing an adequate claim investigation or not respond to claims within the required timeframe.
What type of damages can be recovered?
If you have a bad faith claim, you could end up with recoverable contract damages, extra-contractual damages, or punitive interest. For more information, be sure to get in touch with an experienced attorney.
Do you need help with first party insurance claims?
These types of claims are not uncommon and you will need an attorney that is willing to fight for your rights. If you or someone you know needs assistance in navigating through one of these or any other related issues, please schedule a meeting with one of our attorneys today. We will take the time to understand your issue and do our best to get you the outcome that you deserve.